Road traffic accidents

Accident with an uninsured or unidentified vehicle

Where the responsible vehicle is uninsured, unidentified, stolen or another statutory situation applies, compensation may fall within the functions of the Consorcio de Compensación de Seguros. Conditions differ by scenario and type of damage.

Assessment of possible compensation through the Consorcio de Compensación de Seguros in statutory cases.

Who it is for

Victims of an uninsured vehicle.
In certain cases, victims of an unidentified or stolen vehicle.
People in other statutory circumstances where the Consorcio intervenes.

Main requirements

Identify the circumstances and legal ground for Consorcio intervention.
Preserve all available vehicle, police and witness information.
Document injuries and property damage.

Documents

Police report/complaint, party and witness details.
Medical evidence.
Property-damage and ownership documentation.
Evidence of lack of insurance or unidentified vehicle where available.

How it works

Check whether the case falls within Consorcio functions.
Collect evidence and quantify losses.
Submit the claim to the competent body.
Follow assessment and compensation proposal.

Frequently asked questions

Who pays if the responsible driver has no insurance?

In statutory cases the Consorcio de Compensación de Seguros acts as a guarantee fund and may compensate the victim, subject to the conditions for the particular case.

What if the vehicle fled and cannot be identified?

The Consorcio also has functions concerning unidentified vehicles, with specific rules and limitations depending on the type of damage.

Official sources

Reviewed: 20/08/2026

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